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The Company shall not be liable to pay Double Accident benefit if death of the life assured is caused either directly or indirectly, voluntarily or involuntarily by:
- Suicide or attempted suicide or self inflicted injuries while sane or insane ,or whilst the life assured was under the influence of any narcotics substances or drug or intoxicating liquor ; or
- engaging in aerial flights (including parachuting and skydiving ) other than as a fare paying passenger on a licensed passenger carrying commercial air craft (being a multi- engined air craft ) operating on a regular scheduled route; or
- the life assured committing any breach of law; or
- engaging in hazardous sports /pastimes e.g. taking part in( or practicing for) boxing caving, climbing , horse racing, jet skiing, martial arts, mountaineering, off piste skiing ,pot holing, power boat racing, underwater diving, yacht racing or any race, trial or timed motor sport; or
- war whether declared or not or civil commotion.
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