Micro Insurace Money Back Term Assurance Unit Link Group Insurance Riders
 
 
 

 

In this uncertain world, one would like to know that their savings are safe and growing? One would also want to know the fact that in case they faced with situation during which they require money urgently, do they have the same with them. Further, in this materialistic world the small happy moment spent with family and loved ones will stay with us for long time and these moments becomes memorable when you are financially equipped to enjoy them.

Sahara Dhanvarsha Jeevan Bima, a traditional limited premium money-back non-participating endowment plan that not only helps you in planning for future expenses by making lump-sum funds available at specific intervals but also, in case of any unfortunate event, this plan also helps you to protect your family from financial hardships. In other words, this plan gives you a double benefit of guaranteed money back at regular intervals along with protection in case of an unforeseen eventuality. This plan is suitable for investors who want safety, guaranteed returns, tax benefits and also periodic guaranteed cash inflow to meet the desired financial obligation

This is a limited premium non-participating money-back endowment plan. Premium refers to base premium which excludes any extra premium, rider premium and applicable taxes on premium.
Minimum Issue Age 15 Years (Nearer birthday) where the risk commences immediately.
Maximum Issue Age 55 Years (Nearer birthday)
Minimum Sum Assured Rs 75000/- and thereafter in multiples of Rs 5000/-
Maximum Sum Assured None, subject to underwriting
Minimum Policy Term Policy term is fixed for 15 years and 20 years.
Maximum Policy Term Policy term is fixed for 15 years and 20 years subject to the condition that maturity age should not exceed 70 years (nearer birthday).
Premium Paying Term The premium paying term is 10 years for 15 years policy term and 15 years for 20 years policy term
Maximum Coverage Age 70 Years
Modes of Premium payment Yearly, Half-yearly, Quarterly and Monthly.
What are the rebates available? For mode of payment of premium: For yearly and half-yearly modes of premium payments rebate of 3% and 1.5% respectively of tabular premium are available.
 
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Policy Bond for Term 15 years
Policy Bond for Term 20 years
Insurance is a subject matter of solicitation.
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Lucknow-226024
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